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My Real Estate Blog

The Dangers of “Tight Mortgage Credit” Headlines

Nov 9, 2016

The availability of mortgage credit is not at the same level that it was during the boom in housing (2005), and that’s good news. However, the constant headlines which talk about “tight credit” are causing some potential home buyers to doubt their ability to purchase. We want to rectify the misconception of what is required…

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It’s Not Always Marriage Before Mortgage

Nov 8, 2016

There are many people sitting on the sidelines trying to decide if they should purchase a home or sign a rental lease. Some might wonder if it makes sense to purchase a house before they are married and have a family. Others may think they are too young. And still, others might think their current…

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NAR Reports Show Now Is a Great Time to Sell!

Nov 7, 2016

We all realize that the best time to sell anything is when demand is high and the supply of that item is limited. The last two major reports issued by the National Association of Realtors (NAR) revealed information that suggests that now continues to be a great time to sell your house. Let’s look at the data…

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The Difference an Hour Makes This Fall [INFOGRAPHIC]

Nov 4, 2016

Every Hour in the US Housing Market:  633 Homes Sell 253 Homes Regain Positive Equity Median Home Values Go Up $1.43 from Simplifying the Market™ http://ift.tt/2fiMeIx via IFTTT

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Think All Millennials Live in Their Parent’s Basement? Think Again!

Nov 3, 2016

According to the Census Bureau, millennials have overtaken baby boomers as the largest generation in U.S. History. Millennials, or America’s youth born between 1982-2000, now represent more than one quarter of the nation’s population, totaling 83.1 million. There has been a lot of talk about how, as a generation, millennials have ‘failed to launch’ into…

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How Long Do Families Stay in a Home?

Nov 2, 2016

The National Association of Realtors (NAR) keeps historic data on many aspects of homeownership. One of the data points that has changed dramatically is the median tenure of a family in a home. As the graph below shows, for over twenty years (1985-2008), the median tenure averaged exactly six years. However, since 2008, that average…

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Buying a Home? 4 Demands to Make on Your Real Estate Agent

Nov 1, 2016

Are you thinking of buying a home? Are you dreading having to walk through strangers’ houses? Are you concerned about getting the paperwork correct? Hiring a professional real estate agent can take away most of the challenges of buying. A great agent is always worth more than the commission they charge, just like a great…

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Taking the Fear out of the Mortgage Process

Oct 31, 2016

A considerable number of potential buyers shy away from jumping into the real estate market due to their uncertainty about the buying process. A specific cause for concern tends to be mortgage qualification. For many, the mortgage process can be scary, but it doesn’t have to be! In order to qualify in today’s market, you’ll…

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Buying a Home Can Be Scary… Know the Facts [INFOGRAPHIC]

Oct 28, 2016

Some Highlights: 36% of Americans think they need a 20% down payment to buy a home. 44% of Millennials who purchased a home this year have put down less than 10%. 8% of loan applications were approved last month. The average credit score of approved loans was 731 in September. from Simplifying the Market™ http://ift.tt/2eCrcnt…

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Percentage of Homeownership by Decade and by State

Oct 27, 2016

There has been a lot of talk about the falling homeownership rate in the United States. In December 2004, the homeownership rate reached an all-time high of 69.4%, while the current rate is 62.9%. When comparing these two figures, there is some room for concern regarding the difference. However, today we want to shine some…

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What to Expect When Home Inspecting

Oct 26, 2016

So you made an offer, it was accepted, and now your next task is to have the home inspected prior to closing. More often than not, your agent may have made your offer contingent on a clean home inspection. This contingency allows you to renegotiate the price paid for the home, ask the sellers to…

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Buying is Now 37.7% Cheaper Than Renting in the US

Oct 25, 2016

The results of the latest Rent vs. Buy Report from Trulia show that homeownership remains cheaper than renting with a traditional 30-year fixed rate mortgage in the 100 largest metro areas in the United States. The updated numbers actually show that the range is an average of 17.4% less expensive in Honolulu (HI), all the…

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